Accelerated Personal Accidental Death

Personal Accident Death Cover by Air / Road/Rail - Base Sum assured Rs. 5,00,000

In addition, the customer is also eligible for an accelerated insurance cover of upto Rs. 5 lakhs, basis his/her Spends using the Debit Card at merchant outlets or online

Spends in One Year	Insurance Benefit
Spend on POS/Online or SI on DC registration in last 30 days	Base Cover	Accelerated Cover	Total Cover
Less than 50K	Rs. 5 Lakhs	-	Rs. 5 lakhs
50 K - 1 Lac's	Rs. 5 lakhs	Rs. 1 lakhs	Rs. 6 lakhs
1 Lac's - 1.5 Lac's	Rs. 5 lakhs	Rs. 2 lakhs	Rs. 7 lakhs
1.5 Lac's - 2 Lac's	Rs. 5 lakhs	Rs. 3 lakhs	Rs. 8 lakhs
2 Lac's - 2.5 Lac's	Rs. 5 lakhs	Rs. 4 lakhs	Rs. 9 lakhs
2.5 L - 3.0 L	Rs. 5 lakhs	Rs. 5 lakhs	Rs. 10 lakhs
3.5 L - 4.0 L (Only for Managed Customer Holding Platinum Debit Card)	Rs. 5 lakhs	Rs. 6 lakhs	Rs. 11 lakhs
4.0 L and above (Only for Managed Customer Holding Platinum Debit Card)	Rs. 5 lakhs	Rs. 7 lakhs	Rs. 12 lakhs

Important:

In order to claim the Personal Accident Death Cover, the claimant (nominee of the customer’s account / legal heir) should submit the below mentioned documents within 1 month of Cardholder’s death, at any nearest HDFC Bank branch.

Claim form/ Request letter from the nominee of the account/ legal heir
Death summary from the hospital. (if card holder admitted to hospital)
Postmortem Report
Death Certificate issued by municipal authorities.
Final police inspection report.
Bank Statement, 1 year prior to date of loss (1 year in case of platinum & 6 months in case of gold cards)
Nominee details of the cardholder
Indemnity Bond on the stamp paper.
Relationship proof of nominee with the cardholder.
KYC documents for card holder and nominee both(Photo ID & address proof)
NEFT details of the nominee.

The branch would guide further on the process to be followed.

*Terms & Conditions as per Cardholder’s agreement applicable