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Fees & Charges
Description of Charges | Pension Savings Account | |
Minimum Balance to be maintained | Metro & Urban | Zero |
Semi Urban & Rural | Zero | |
Moneyback Debit card - Charge |
| Annual Fee - Rs. 200 + tax |
Millenia Debit card - Charge |
| Annual Fee - Rs. 500 + tax |
Debit Card Charges - for Cash Withdrawal | HDFC Bank ATM | Free Unlimited |
Non HDFC Bank ATM | In Metro cities**: | |
Cash Deposit Charges | Free Limit | Rs. 1 Lakh |
Charges above Free limit | Above Rs. 1 lakh 0.5% | |
Low Denomination Charges | - | |
Cash Withdrawal Charges - Non-Home Branch (at home branch the charges are free) | Free Limit | For non -managed free up to Rs. 2 lacs per month, |
Charges above Free limit | Rs. 5 flat per 1000, Rs. 150 + service tax @18% minimum charge applicable. | |
3rd party Cash transaction | Free Limit per month | Upto Rs. 25,000 - Rs. 150 |
Charges above Free limit | Greater than Rs. 25,000 - Rs 0.5% | |
Outstation Cheque Collection Charges (For Local / Anywhere Fund transfer, Cheque Collection and Payment is Free) | Branch Location | Free, Cheque Deposit - above Rs. 50000 - 0.29% |
Correspondent Location | N/A | |
Clean Location | N/A | |
Speed Clearing | - | |
Cheque Leaves Charges | Free Limit per month | 25 |
Charges above Free limit | Rs. 4/- per Leaf | |
Cheque deposit |
| Upto Rs. 50,000 - free |
Bulk - Cheque and Fund transfer (physical transaction) | Free Limit per month | Upto Rs. 50,000 - free |
Charges above Free limit | More than 50,000 - 0.29% | |
Inward cheque return |
| 1 - Rs 450 |
Outward cheque return |
| Flat Rs 200 |
Managers cheque |
| Upto Rs 25,000 - Free |
RTGS / NEFT Payments through Branch (Free through Net Banking / Mobile Banking) | RTGS | |
NEFT | Upto Rs. 1 Lac - Rs 2 | |
Passbook Issuance |
| Free |
Duplicate Passbook issuance |
| Rs. 100/- (Rs. 90/- for Senior Citizens, w.e.f. 1st Mar’21) |
SMS Alerts |
| Rs 3 flat |
ACH Charges |
| Upto 1 - 400 Rs |
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Demand draft | Free Limit per month | Upto Rs. 25,000 - Free |
Charges above Free limit | More than 25,000 - 0.5% | |
| Cancellation & revalidation charge - Rs 45 | |
ECS Charges |
| 1 - Rs 450 |
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Gift card issuance |
| Rs 100 |
IPIN re-generation |
| Rs 40 |
Issue of duplicate / adhoc statements |
| Adhoc - Rs 100 |
TDS Certificate |
| Free |
Interest Certificate |
| Free |
Balance Certificate |
| Free |
Phone banking IVR |
| Free |
Mobile banking |
| Free |
Net banking |
| Free |
Activation of dormant account |
| Free |
Account closure charges | 15 days to 12 months | 15 days upto 12 months - Rs 500/- ( Rs 300/- for Senior Citizens) |